I f you aren't paying off your balance in full each month, it's easy for your credit card debt to grow and become a crushing burden, especially in today's economic climate. Not on

The Kikoff credit card has a lot of ideal features for someone new to credit, but a paid subscription is required to qualify for the card, which costs a minimum of $240 a year.

Credit Card Users Are Still Paying Off Last Year’s Holiday Debt Americans tend to overspend during the holiday season. In fact, some borrowers are still paying off debt from last year’s purchases. To that point,

Canceling a credit card could cause your credit score to drop. The only reason to cancel a long-standing credit card is if it charges an annual fee that's no longer worth paying. Put a small recurring charge on older credit card accounts you want to keep open.

F alling behind on credit card payments can be a tough issue to deal with, but it becomes even more challenging when your debt is sent to collections. When that happens, the frien