This note analyzes mortgage stress tests, a macroprudential tool. We find that when mortgage stress tests are applied to all ...

The bottom line is that the mortgage market is a careful balance between a variety of policy objectives and a range of ...

Carolyn Rogers, Senior Deputy Governor of the Bank of Canada, gave an interview to Ana Pereira of the Toronto Star.

A healthy mortgage market balances the interests of three groups: Borrowers look for lower payments and greater flexibility, so they may be interested in: Lenders and investors want a good rate of ...

The Market Participants Survey results are based on questionnaire responses from about 30 financial market participants.

The Bank of Canada said today it has opened the registration period for retail payment service providers (PSPs) that are ...

We’re taking steps to better understand the impacts of climate change on the economy and to reduce our environmental footprint.

In response to the severe market dysfunction and the sharp increase in demand for liquidity that happened at the onset of the COVID‑19 pandemic, the Bank of Canada undertook several extraordinary ...

Canada’s mortgage market — Senior Deputy Governor Carolyn Rogers speaks before the Economic Club of Canada. (12:40 (ET) ...

Good afternoon. I’m pleased to be here with Senior Deputy Governor Carolyn Rogers to discuss our recent policy announcement and the Bank of Canada’s Monetary Policy Report. Last week, we lowered the ...

I am pleased to share with you the Bank of Canada’s 2025–27 Strategic Plan. Three-year plans have long guided our institution―they are key to charting a clear and focused course of action and holding ...